Organization Name: Alacriti

NACUSO Membership: Gold

Year Formed: 2003

Description of Your Services: Alacriti is a leading financial technology company dedicated to helping credit unions accelerate their digital payments transformation, all without requiring legacy system overhauls or replacement. Alacriti's Orbipay Unified Money Movement Services delivers solutions across the payments ecosystem. Whether it’s real-time payments, digital disbursements, or bill pay, our cloud-based platform enables credit unions to quickly and seamlessly deliver modern digital payments and consistent money movement experiences. To speak to an Alacriti payments expert, please call us at (908) 791-2916 or email marketing@alacriti.com.

Why should a credit union use your services?: Our nimble, responsive architecture enables us to support rapid payment innovation and quickly deliver new faster payment services. Our technology is powered by AI to make payment experiences smarter and more intuitive. Our clients frequently compliment us on the quality of our customer service, monthly roadmaps, and fast implementation times. Our cloud-forward business model includes pricing that scales with usage, eliminating the need for significant upfront capital investments.

Are You a CUSO?: No

Are there investment opportunities for credit unions?: No

Are you currently seeking additional users/customers?: Yes

Do you offer discounts or other benefits for NACUSO Members?: Yes

Website Link: https://www.alacriti.com/

Additional Information:

Evolving digital customer service expectations are raising the bar for how credit unions deliver products and services to their members, and that includes payments. Complex legacy infrastructures make it extremely challenging for credit unions to evolve their member experiences at the speed of technology. Our solutions provide a path forward by facilitating fast and simple delivery of modern payments experiences that today’s members demand, without expensive upgrades to current systems. Our solutions help businesses facilitate: members getting their paychecks faster/in real time, intuitive and personalized 24/7 member service through an AI chatbot, and modern payment options such as Amazon Alexa, Pay by Text, or Facebook Messenger.

Alacriti’s Orbipay Platform is an innovative payments platform built from the ground up to deliver agile, modern payments solutions. Built on leading cloud services including Amazon Web Services, the Orbipay Platform delivers the highest standards of availability, resiliency, and industry-leading security. Based on microservices, a RESTful API-driven architecture, and ISO 20022 standards, the platform drives rapid and cost-effective delivery of new payments products and services, while providing a future-proof platform for innovation. Orbipay’s flexible framework allows simple integration with commonly used financial systems, digital banking, fraud and risk management, core banking systems, etc., allowing clients to quickly deliver the payments innovation and differentiated experiences that today’s members demand. 

Alacriti is able to rapidly implement and deploy solutions for our clients due to our highly configurable design and cloud native technology. We have a tiered integration strategy that enables us to leverage SSO, Webhooks and APIs across our solution suite giving us simple and fast integration options with a wide range of heritage core systems and digital banking platforms. This makes the implementation process easier and more efficient for our clients’ IT teams, and allows them to quickly deliver modern payments experiences without expensive and time consuming overhauls or system replacements.